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Joy - Money App Joy is the brand new money app that will change the way you spend and save money to help you find more happiness in your life by Happy Money, Inc.
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Joy is a mobile app that uses robot Money Coaches, designed around each person's psychology, to help people spend happier and build their savings. Visit Joy Happy Money Score incorporates a person's psychology and motivation to make credit decisions and financial recommendations that are more human.


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Pat Hickman, Chairman and CEO, is pleased to announce the promotion of David Smith as Executive Vice President of Customer Service and Support.
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