i spent $1,000,000 on this game...
I started playing Hearthstone and League of Legends a long time ago but ever since I received all these money, I spending all money on video games kept buying things like card packs and skins that I have always wanted before I got my job.
Please give me some advice.
This is more of a self control issue than a PF issue.
The PF advice is: "Stop spending money unnecessarily!
Based on being in school, your first job, love of video games, and poor self-control, I'm assuming you're in high school; 17 or 18.
But the interest rates on savings account in TD Bank is like 0.
Sorry this might be a dumb question but does this apply if I live in Canada?
Really did not understand most of the terms in the post so I might need someone to guide me for a bit.
In Canada, we do not have IRA's - we have TFSAs and All mobile casino />You can open these accounts at banks here in Canada, and purchase investments inside them.
Who do you currently bank with?
They likely have an investing side so if you bank with TD Canada Best laptop money, they have TD Direct Investing used to be called TD Waterhouse or RBC's investing is click to see more RBC Direct Investing.
You can go into a branch and tell them you want to open an investing account.
You can have 'registered accounts' which would be TFSA or RRSPs, or 'non-registered'.
You usually want to start with registered acounts first, then when you are done and those accounts are 'maxed out' best laptop money move on to non registered.
What you invest in is best laptop money to you, there is a lot of info here, and make sure to check out the Canadian Couch Potato.
Hope that helps, and if you have any questions, that is what we are here for.
There are different ways for people to manage their discretionary spending.
For someone with I'm guessing a low cost of living, it is easy to see all of your paycheck as play money, especially if you have impulse control issues.
Anywhere you open an account, make sure you understand what transactions will cost you.
Put the rest in your checking.
Pull out cash from checking for your pocket money.
Everything you do has to come from that cash meals, movies, etc.
Don't carry your bank cards.
Or a trip to Europe.
Once it's gone, you have to wait until you get paid again.
Turn personal finance into a game.
I get the same endorphin rush looking at my net worth grow as I do in building up my characters in a video game.
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STUPID KID SPENDS $800 ON VIDEO GAMES WITH PARENT"S CREDIT CARD!!!
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